Women's HRT guides
Everything sourced, dated, and free of teaser-price math.
What menopause HRT costs without insurance
Every legitimate path, cheapest first: the insurance check that beats everything, pharmacy generics, the med-price-only models (Alloy, Winona), memberships (Evernow, Joi), and the pellet-clinic warning.
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Full cost breakdowns with terms, trade-offs, and sources:
- Alloy — FDA-approved meds, no membership fee, ~$63–123/mo all-in
- Winona — compounded-first creams, no fees, from $89/mo
- Evernow — $35–49/mo membership, medication via your own pharmacy
- Midi Health — insurance-billed visits, all 50 states
- Joi — labs-first membership, $50/mo plus meds and labs